What Is a Schumer Box and How Do You Read It?

What Is a Schumer Box?

The Schumer Box shows information about the card in a table format that appears in credit card agreements showing basic information about the card’s rates and fees. By law, the Credit Card Schumer Box must be provided with all credit card solicitations.

How do you read a Schumer Box?

Below is an interactive Schumer Box. You can click on underlined key terms which links to an explanation of what they mean.

Learn more about learning how to use credit cards in your marriage

• Is Paying My Credit Card Way Before the Due Date a Bad Idea?

• Your Guide to Combining Credit Cards After Marriage

• How to Reduce Credit Card Debt in Your Marriage

• What To Do When Your Spouse Overspends Using Credit Cards

• Comparing Credit Card Options for Spouses: An Authorized User vs. Joint Account Holder

• How to Handle Credit Cards During Marriage

• How NOT to Use Credit Cards: Couples Edition

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