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Recent Posts


Is It Possible to Have a Perfect Credit Score?
A friend emailed me the Wall Street Journal article, One Man's Attempt to Get a Perfect 850 Credit Score . It resonated with me. As I...


Student Loans: How to Tackle them as a Team in Marriage
You may have seen headlines such as this on Thursday, January 16th: " Biden announces final round of student loan forgiveness, bringing...


New and Free Credit Card Comparison Tool
Ranking and comparing credit card websites and tools are commonly found online. Although the tools feel harmless at worst and helpful at...


Comparing Credit Card Options for Spouses: An Authorized User vs. Joint Account Holder
Credit card debt can destroy marriages or be used as the tipping point to earn perfect credit scores, as I did  in our marriage. But it’s...


How to Handle Credit Cards During Marriage
You’ll finish this post understanding three things: the dangers of credit cards, ten steps to use credit cards to build your credit score...


What Is a Schumer Box and How Do You Read It?
What Is a Schumer Box? The Schumer Box shows information about the card in a table format that appears in credit card agreements showing...


Auto Loan? How to Deduct Your Interest
I’ll get straight to the point to save you time. Only around 10% of tax filers  itemize when filing. There is no need to read this post...


Is Paying My Credit Card Way Before the Due Date a Bad Idea?
An Interview with Rod Griffin, the Senior Director of Public Education and Advocacy for Experian It wasn't until recently that I became...


Should I Pay Off My Mortgage or Invest?
The majority of couples are rightfully comfortable borrowing money to buy a home that fits within their budget. However, it is sometimes...


Should I Pay Off Debt or Save? Scenarios, Solutions, and the Fundamentals
Table of Contents Scenario 1: Should I Pay Off Debt or Save? Scenario 2: Should I Pay Off Debt or Save? Scenario 3: Should I Pay Off Debt...


Reducing Debt in Marriage: Tackle the Debt You Hate the Most
I recently interviewed Justin and Haley Brown-Woods in an Instagram Live . Justin and Haley are a debt recovery success story and the...


How Married Couples Can Dodge the Dangers of High-Cost Borrowing
A new report issued by the Financial Health Network highlights the surge in high cost borrowing. With the costs of credit products like...


Your Guide to Combining Credit Cards After Marriage
1 in 3 couples say credit card debt played a role in their divorce, that is according to a recent survey  of divorced couples. Additional...


How to Reduce Credit Card Debt in Your Marriage
One of the most common hurdles couples face is dealing with credit card debt—a burden that can strain even the strongest bonds. As you...


Car Dealerships – Bad Credit: What to do when a spouse with bad credit wants a car
Updated post: 7/19/24 - Original post: 9/17/22 Buy Here Pay Here dealerships sell and finance cars on their lot. Interest rates extended...


3 Simple Ways to Build Credit as a Couple
Updated post: 7/15/24 - Original post: 9/27/22 Michael and Ashley have chaotic lives, and there never seems to be enough time in the day...

Credit Score Myth: Keep a Balance on Your Credit Card
Credit scores are crucial in our lives, yet they are often shrouded in mystery and misconceptions. Many people get confused by...


What To Do When Your Spouse Overspends Using Credit Cards
Talking about money can be difficult, especially when you or your spouse overspend. People often feel guilty, ashamed, and defensive...


Podcast: Bankruptcy and Marriage - A Conversation with a Bankruptcy Attorney
Welcome to the Modern Husbands podcast, where any combination of Dr. Bruce Ross, Christian Sherrill, and Brian Page host national experts...

New: Debt Payoff Planner Budgeting Sheet
The new Debt Payoff Planner is included with a Tiller subscription. Existing users can install it directly from the Tiller Money Feeds...
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